Integra Insurance Services Blog

All You Ever Wanted to Know About Insurance

ACA Deductible Limits Repealed

On April 1, 2014, President Obama signed the Protecting Access to Medicare Act retroactively effective to March 2010 in compliance with the Affordable Care Act (ACA). The Act adds provisions to preserve the...

Read More


Employer Mandate Delay

There has once again been another delay for the Affordable Care Act (ACA). The Department of the Treasury and the Internal Revenue Service announced yesterday that the ACA's health coverage Employer Mandate will be...

Read More


A High Level View of Health Care Reform

Commonly referred to as ObamaCare and certainly misunderstood, the Affordable Care Act (ACA) is officially in effect with the new year. With ACA comes numerous changes to health care as you know it. First, ObamaCare isn’...

Read More


ACA – Individual Mandate January 1, 2014

It’s been a while since we’ve blogged and for good reason: Health Care Reform is keeping us super busy! The Affordable Care Act (ACA) or as you may be more familiar, Obamacare, is in full swing. October 1st brought the...

Read More


SHOP Exchange Notice & Exchange Delivery Requirements

SHOP Exchange Notice All employees must receive a notice, regardless of their full or part-time status, and whether or not the are currently enrolled under your health plan. This includes employees that are not even...

Read More


Back to School Safety Reminders

The end of summer in California means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

Read More


IRS Recognizes Legal Same-Sex Marriages for Federal Tax Purposes

On August 29, 2013, the IRS issued a ruling which states that same-sex couples legally married in jurisdictions which recognize their marriages, will be treated as married for federal tax purposes. Click here to read...

Read More


DOMA's Impact on Employee Benefits

End of DOMA Directly Impacts Employee Benefits On June 26, 2013, the United States Supreme Court struck down the Defense of Marriage Act (DOMA). This action indicates that same-gender marriages must now be...

Read More


Defense of Marriage Act (DOMA) Impact

By now you’ve read or heard about the Supreme Court of the United States ruling regarding marriage. Basically, the Court said that denying recognition to same-sex couples who are legally marriedunder state law is...

Read More


Temporary Guidance on the Employee Notice of Exchange Options

On May 8, 2013, the Department of Labor (DOL) provided temporary guidance and model notices that employers may use to inform their employees about the Exchanges, which will be available January 1, 2014. Please note that...

Read More