Integra Insurance Services Blog

All You Ever Wanted to Know About Insurance

A High Level View of Health Care Reform

Commonly referred to as ObamaCare and certainly misunderstood, the Affordable Care Act (ACA) is officially in effect with the new year. With ACA comes numerous changes to health care as you know it. First, ObamaCare isn’...

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ACA – Individual Mandate January 1, 2014

It’s been a while since we’ve blogged and for good reason: Health Care Reform is keeping us super busy! The Affordable Care Act (ACA) or as you may be more familiar, Obamacare, is in full swing. October 1st brought the...

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SHOP Exchange Notice & Exchange Delivery Requirements

SHOP Exchange Notice All employees must receive a notice, regardless of their full or part-time status, and whether or not the are currently enrolled under your health plan. This includes employees that are not even...

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Back to School Safety Reminders

The end of summer in California means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

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IRS Recognizes Legal Same-Sex Marriages for Federal Tax Purposes

On August 29, 2013, the IRS issued a ruling which states that same-sex couples legally married in jurisdictions which recognize their marriages, will be treated as married for federal tax purposes. Click here to read...

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DOMA's Impact on Employee Benefits

End of DOMA Directly Impacts Employee Benefits On June 26, 2013, the United States Supreme Court struck down the Defense of Marriage Act (DOMA). This action indicates that same-gender marriages must now be...

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Defense of Marriage Act (DOMA) Impact

By now you’ve read or heard about the Supreme Court of the United States ruling regarding marriage. Basically, the Court said that denying recognition to same-sex couples who are legally marriedunder state law is...

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Temporary Guidance on the Employee Notice of Exchange Options

On May 8, 2013, the Department of Labor (DOL) provided temporary guidance and model notices that employers may use to inform their employees about the Exchanges, which will be available January 1, 2014. Please note that...

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2014 HSA Contribution Figures

On May 2, 2013, the IRS released the new Health Savings Account (HSA) index figures for 2014. The IRS provides this early release to help plan sponsors and participants budget for the upcoming year. The 2014 index...

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Revised Indexed Figures for 2013

The IRS and Social Security Administration have released cost-of-living (COLA) adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index rose enough since the third...

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