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Integra Insurance Services Blog

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HSA Family Contribution Limit Decreased

In an unusual turn of events, the IRS announced yesterday that the family contribution limit for HSAs has decreased to $6,850 from the previous amount of $6,900. This does not impact the individual contribution limit, which remains at $3,450, or catch-up contribution limit of $1,000 for eligible participants age 55+.

This change is a result of the tax reform law (PL 115-97) changing the annual inflation adjustment factor from the Consumer Price Index (CPI) to a new factor: Chained CPI.  

The family contribution decrease is effective for the calendar year 2018.

*REVISED* 2018 HSA Contribution Limits and HDHP Minimum Deductibles and Maximum Out-of-Pocket Amounts

HSA [The Bank Account]

Individual (self-only)$3,450
Catch-up Contribution (ages 55+)$1,000

HDHP Minimum Deductible  [The Medical Plan]

Individual (self-only)$1,350

HDHP Maximum Out-of-Pocket Amounts [The Medical Plan]

Individual (self-only)$6,650