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Integra Insurance Services Blog

All You Ever Wanted to Know About Insurance

Home Delivery Pharmacy (Mail Order Programs)

This week, we look at another way to manage your insurance to glean the greatest benefit. Designed especially for individuals who take prescription medications on an ongoing basis, home delivery pharmacy (also known as Mail Order Program) is a common prescription drug program with health insurance carriers. Analogous to the discount received by buying in bulk, filling up to a 90-day supply of prescriptions through home delivery provides medications at a likely lower cost. The home delivery service or Mail Order program is available through most insurance carriers at no extra cost.

You have all heard the phrase “time is money”. With home delivery service - taking medications is made convenient by eliminating the hassles of driving to the pharmacy and waiting in lines. Drugs are delivered to wherever it is you call home. You may place orders easily by phone, online or mail. Most carriers who offer this service allow you to manage your prescriptions online where you can compare prices, track your order and ship dates and see the number of refills you have left and more.

Sounds great, right? Therefore, there must be a catch somewhere – and there is. Home delivery is for those who take medication regularly. Examples include:

  • Allergies
  • Anxiety
  • Arthritis
  • Asthma
  • Birth control
  • Diabetes
  • Growth hormone deficiency
  • High blood pressure
  • Infertility
  • Multiple sclerosis
  • Many others