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A High Level View of Health Care Reform

Commonly referred to as ObamaCare and certainly misunderstood, the Affordable Care Act (ACA) is officially in effect with the new year. With ACA comes numerous changes to health care as you know it. First, ObamaCare isn'...

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Use Your Insurance Wisely

Learning the best way to utilize your insurance plan will allow you to reap the rewards. A common mistake I think we can all agree we have made at one time or another is choosing to go to the emergency room, when in...

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Premium Payments & You!

There is a new law regarding premium payments (CA AB 2470) which directly affects your coverage. Simply put, this bill states that premiums are due on the first of the month of coverage and if payment is not received by...

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