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2018 HSA Contribution Figures

The IRS set new limits for Health Savings Accounts for 2018. The contribution limits are rising: For individual accounts: rising by $50 to $3,450 (from 2017's $3,400) For family accounts: rising $200 to $6,900 (from...

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2017 HSA Contribution Figures

The IRS announced the 2017 HSA limits today. We are especially excited to see they raised the Individual contributions as it has not changed in 2 years. Here are the details: Out of pocket maximums are unchanged at $...

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ACA Final Rules for Employers

On March 5, 2014, the Internal Revenue Service released the two final rules on ACA health coverage reporting requirements. The new rules are intended toprovide the IRS with information necessary to administer other ACA...

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ACA Deductible Limits Repealed

On April 1, 2014, President Obama signed the Protecting Access to Medicare Act retroactively effective to March 2010 in compliance with the Affordable Care Act (ACA). The Act adds provisions to preserve the...

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Employer Mandate Delay

There has once again been another delay for the Affordable Care Act (ACA). The Department of the Treasury and the Internal Revenue Service announced yesterday that the ACA's health coverage Employer Mandate will be...

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A High Level View of Health Care Reform

Commonly referred to as ObamaCare and certainly misunderstood, the Affordable Care Act (ACA) is officially in effect with the new year. With ACA comes numerous changes to health care as you know it. First, ObamaCare isn'...

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ACA – Individual Mandate January 1, 2014

It's been a while since we've blogged and for good reason: Health Care Reform is keeping us super busy! The Affordable Care Act (ACA) or as you may be more familiar, Obamacare, is in full swing. October 1st brought the...

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SHOP Exchange Notice & Exchange Delivery Requirements

SHOP Exchange Notice All employees must receive a notice, regardless of their full or part-time status, and whether or not the are currently enrolled under your health plan. This includes employees that are not even...

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Defense of Marriage Act (DOMA) Impact

By now you've read or heard about the Supreme Court of the United States ruling regarding marriage. Basically, the Court said that denying recognition to same-sex couples who are legally marriedunder state law is...

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2014 HSA Contribution Figures

On May 2, 2013, the IRS released the new Health Savings Account (HSA) index figures for 2014. The IRS provides this early release to help plan sponsors and participants budget for the upcoming year. The 2014 index...

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Blue Shield is Reducing Paper Mailings

Beginning in January 2012, Blue Shield is reducing the amount of paper they are sending to their members. Subscribers with claims showing no share cost will receive their Explanation of Benefits (EOBs) online, instead...

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The Supreme Court Rule on Health Care Reform

The US Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act (PPACA) today, or what you might be more familiarly acquainted with as Obamacare. In a narrow margin of 5-4 votes, the...

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2013 HSA Contribution Limits

The IRS has announced adjustments that affect health savings accounts in 2013. HSA contribution limits and High Deductible Health Plan (HDHP) out-of-pocket maximums will increase slightly. For the first time in three...

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National Women’s Health Week: May 13-19,2012

It seems only appropriate that Mother's Day, May 13, 2012, kick off National Women's Health Week. So often, women take care of their family, friends & careers, forgetting to be their own advocate and take care of...

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Autism Awareness Month & Insurance Coverage

You may or may not have seen the ribbon with colorful puzzle pieces on car bumpers and pondered the meaning. I personally did not quite know until I typed it into Google. The puzzle pieces signify the mystery and...

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The Value of a Limited Use FSA

Did you know that Limited Use FSA's are the perfect complement to your Health Savings Account (HSA)? It's true. While the Limited Use FSA differs from a Traditional FSA, they work in the same manner. Employees choose...

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W-2 Reporting of Group Health Plan Coverage Revised

Integra Insurance Services would like to ensure you are aware that the IRS issued revised guidance for form W-2 reporting of group health plan coverage so your business remains compliant. Change to NoticesThe revised...

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Different Types of Deductibles

Health insurance is much like a foreign language in that it really is a completely different lexicon to most. If you do not understand how to translate, the miscommunication could easily cause a panic when it comes time...

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UHC Prescriptions: Refill & Save

Refill and Save Program - United Healthcare's Refill and Save program allows members to receive a $20 discount on their copay when they refill their prescription within a specified amount of time. For a typical 30 day...

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COBRA Continuation Coverage Assistance Under ARRA

If you will recall, the American Recovery and Reinvestment Act (ARRA) provided a COBRA premium reduction for eligible individuals who were involuntarily terminated from their jobs from September 1, 2008 through the end...

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Individual and Family Medical Insurance Options

There are solutions for people who do not have the availability of insurance coverage continuation through their former employer via COBRA. Remember that COBRA is not an insurance plan. COBRA is a federal law that...

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Individual and Family Medical Insurance Options

There are solutions for people who do not have the availability of insurance coverage continuation through their former employer via COBRA. Remember that COBRA is not an insurance plan. COBRA is a federal law that...

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